Introduction
Finding the right driveaway insurance provider in the USA can feel overwhelming. While hundreds of companies sell auto insurance, only a few specialize in short-term or driveaway coverage. The wrong choice may mean overpaying, limited protection, or policies that don’t work across state lines.
This 2025 guide reviews the best driveaway insurance providers in the USA. We compare costs, coverage, pros and cons, and explain which option fits different needs — whether you’re a new car buyer, dealership, or professional transporter.
👉 If you’re new to the topic, start with our detailed overview: Driveaway Insurance in USA 2025.
How We Selected Providers
To identify the best driveaway insurance providers in 2025, we considered:
- Cost ranges for daily, weekly, and per-trip policies
- Coverage flexibility (liability, collision, theft, fire)
- Ease of purchase (online, mobile apps, dealer bundling)
- Specialization (individual buyers, dealers, transporters)
- Customer satisfaction & compliance with regulators
We also checked availability across states since not every provider operates nationwide.
Tempcover
Overview
Tempcover is one of the most recognized names for short-term vehicle insurance. It specializes in daily and weekly policies that can be purchased online in minutes.
Cost and Coverage
- Cost Range: $35–$75/day; $180–$300/week
- Coverage: Liability as standard; optional collision, theft, and fire add-ons
- Best For: New and used car buyers who need immediate coverage
Pros
- Instant online purchase with customizable start time
- Valid across multiple US states
- Strong reputation in temporary coverage
Cons
- Not ideal for fleets or commercial transport
- Daily rates slightly higher than budget competitors
Cuvva
Overview
Cuvva is an app-based provider offering flexible hourly and daily policies. Originally popular in the UK, it is expanding into the US market.
Cost and Coverage
- Cost Range: $30–$70/day
- Coverage: Liability with limited optional extras
- Best For: Younger drivers and tech-savvy buyers
Pros
- Hourly options available
- Simple app experience with easy cancellation
- Transparent pricing
Cons
- Not yet available in all US states
- Limited advanced coverage compared to traditional insurers
Surefire Insurance
Overview
Surefire focuses on dealership and commercial clients. Its driveaway insurance policies are designed for moving multiple cars, auction transport, and dealer-to-dealer transfers.
Cost and Coverage
- Cost Range: $40–$80/day (fleet pricing varies)
- Coverage: Fleet liability, multi-driver cover, damage during delivery
- Best For: Dealers and businesses managing fleets
Pros
- Strong fleet and dealer-focused options
- Covers multiple drivers under one policy
- Nationwide availability
Cons
- Not cost-effective for individual buyers
- More paperwork compared to online-only providers
GoShorty
Overview
GoShorty is an affordable provider gaining traction in the US after success in the UK. It targets budget-conscious drivers who only need basic short-term protection.
Cost and Coverage
- Cost Range: $25–$60/day
- Coverage: Basic liability with limited add-ons
- Best For: Buyers looking for the cheapest option for short trips
Pros
- Among the most affordable in 2025
- Quick online setup
- Popular with short-term users
Cons
- Limited coverage options (collision and theft not always included)
- Expanding network, not yet nationwide
IRMI
Overview
IRMI caters mainly to transport companies and professional drivers. Its policies focus on long-distance, multi-state vehicle deliveries.
Cost and Coverage
- Cost Range: $300–$600 per trip
- Coverage: High liability, tailored to transport jobs
- Best For: Dealers hiring transporters and delivery professionals
Pros
- Designed for high-liability transport work
- Nationwide reach
- Custom coverage for large deliveries
Cons
- Expensive for individuals
- Only useful for transport-related coverage
Other Providers with Temporary Options
While not specialists, major insurers like State Farm and Progressive sometimes offer short-term riders or gap coverage for buyers. These are useful if you already have a policy and want temporary add-ons instead of a standalone plan.
👉 Always confirm terms with your provider or check your state insurance regulator for licensed options.
Comparison Table: Best Driveaway Insurance Providers
| Provider | Best For | Avg Cost (Daily) | Key Features |
|---|---|---|---|
| Tempcover | Individual car buyers | $35–$75 | Flexible, online, multi-state |
| Cuvva | Young drivers | $30–$70 | App-based, hourly options |
| Surefire | Dealerships/fleets | $40–$80 | Fleet liability, multiple drivers |
| GoShorty | Budget-conscious | $25–$60 | Cheapest short trips |
| IRMI | Transport companies | $300–$600/trip | High liability, interstate trips |
| State Farm (addon) | Existing policyholders | Varies | Short-term riders |
| Progressive (addon) | Policyholders needing gap cover | Varies | Temporary add-ons |
State-Wise Availability
Not every provider is nationwide. Here’s a breakdown for 2025:
| Provider | Strong States | Limited States | Notes |
|---|---|---|---|
| Tempcover | CA, TX, FL | Midwest | Expanding fast |
| Cuvva | NY, IL, AZ | South | App rollout in progress |
| Surefire | Nationwide | – | Dealer-focused |
| GoShorty | TX, GA, NV | NY pending | Affordable option |
| IRMI | Nationwide | – | Transport companies |
👉 For state-specific proof-of-insurance rules, check California DMV or Texas Department of Insurance.
How to Choose the Right Provider
- Compare costs across at least 2 providers.
- Check coverage duration — hourly, daily, or weekly.
- See if coverage works across states (important for interstate buyers).
- Verify license with NAIC.
- Match use case:
- Buyers → Tempcover, Cuvva
- Dealers → Surefire
- Budget → GoShorty
- Transport → IRMI
👉 To understand cost differences in detail, visit Driveaway Insurance Cost in USA.
Case Studies
Case Study 1 – New Car Buyer
Emily in California buys a used SUV for $22,000. Her insurer cannot activate coverage until next week. She buys a 7-day Tempcover policy for $230 and drives home legally.
Case Study 2 – Dealership Fleet
A dealership in Texas moves 15 cars monthly between locations. Using Surefire’s fleet policy, they insure multiple drivers under one plan, saving 20% compared to per-car policies.
Case Study 3 – Transport Company
A Florida-based transporter uses IRMI coverage for cross-country delivery of luxury cars. The policy costs $500 per trip but includes high liability limits, protecting both dealer and customer.
FAQs About Best Driveaway Insurance Providers
Q1. Which provider is cheapest for individuals?
GoShorty is usually the cheapest in 2025, starting at $25/day.
Q2. Which is best for new car buyers?
Tempcover provides flexible, instant coverage for new buyers.
Q3. Do all providers work nationwide?
No. Tempcover and IRMI are nationwide; others like Cuvva and GoShorty have limited state approval.
Q4. Which provider is best for dealers?
Surefire is designed for dealers and fleets.
Q5. Do Progressive or State Farm offer temporary insurance?
Yes, sometimes as add-ons for existing policyholders.
Q6. Which provider offers the highest liability coverage?
IRMI specializes in transporter policies with high liability limits.
Q7. Is it better to buy from a dealer or online provider?
Online providers are cheaper and more flexible, but dealer-linked coverage like Surefire suits businesses.
Conclusion
The best driveaway insurance provider depends on your needs. Tempcover and Cuvva are ideal for buyers, GoShorty is cheapest for short trips, Surefire suits dealerships, and IRMI is tailored for transport companies.
